Financial Aid Options

Combined with Pell Grant and other ABC aid to equal 100% of tuition. Available for full-time, resident students their first year at ABC’s main campus.

View BIG Details

Campus Visit Scholarship – $750

Experience ABC’s beautiful campus for an official college preview as a high-school junior, senior, or graduate and receive $750 for your first Academic Year; non-renewable.

Early Bird Scholarship – $750

Available to incoming students who submit their Enrollment Confirmation Form and Enrollment Deposit to ABC before March 1st of the year of attendance. Receive $750 for your first Academic Year; non-renewable.

Incoming Student Recommendation Scholarship – $750

Receive $750 your first Academic Year; limit of one recommendation per student; non-renewable. Use the online recommendation form to nominate a student.

Fulmer-King Memorial Alumni Recommendation Scholarship

Available to incoming students through the written recommendation of a current dues-paying ABC Alumni Association member.

Principal’s Recommendation Scholarship

Available to incoming students through the written recommendation of a high school principal, based on high academic achievement and Christian character.

Pastor’s Recommendation Scholarship

Available to incoming students through the written recommendation of a pastor or youth pastor, based on Christian character and Christian service in the local church.

Board of Directors’ Recommendation Scholarship

Available to incoming students through the written recommendation of a member of ABC’s Board of Directors

ABC Ladies Auxiliary Recommendation Scholarship

Available to incoming students through the written recommendation of a current dues-paying ABC Ladies Auxiliary member.

Character Recognition

• GARBC Christian Character Scholarship– $1,000 to $5,000

Competition Award

Available to incoming students who have placed 1st or 2nd in a state or national academic or talent competition. Copy/picture of certificate or award must be provided.

• GARBC Talents for Christ Competition
  (General Association of Regular Baptist Churches)
  • 1st or 2nd State Competition – $2,000
  • 1st or 2nd National Competition – $6,000
• IFCA Youth Competition(Division 1) – $2,000
• AACS Competition
  (American Association of Christian Schools)
  • AACS Competition – 1st or 2nd State finalist – $2,000
  • AACS Competition – 1st or 2nd National finalist – $3,000
• ACE Student Convention
  (Accelerated Christian Education)
  • ACE Regional Student Convention – high school level 1st or 2nd – $2,000
  • ACE International Student Convention – high school level 1st or 2nd – $3,000
• National Bible Bee Competition
  • Junior or Senior Qualifier – $2,000
  • Junior or Senior Semi-Finalist or Finalist – $6,000
• ACSI Distinguished Christian High School Student Award
  (Association of Christian Schools International)
  • Award Recipient – $2,000

Church Club Achievement

Proof of the Church Club Achievement (copy/picture of certificate or award) required.

• Awana Citation Achievement(10 yrs of work complete) – $3,000
• Awana Meritorious Achievement(6 yrs of work complete) – $2,000
• Word of Life(Creative Discipleship, Olympian Steadfast, Deploy Competition) – $2,000
• Master Clubs
  • Ambassadors for Christ Trophy Achievement – $2,000
  • Ambassadors for Christ Scholarship Runner Up – $3,000
  • Ambassadors for Christ Scholarship Winner – $4,000
• King’s Kids International Baptist Mission TRAC Award(Teens Redeemed and Called) – $2,000

Incoming Student

• 1st Semester: Available to incoming students; based on greater of High School GPA or ACT/SAT/CLT Composite Score on a single test.

• 2nd Semester: Available to incoming students; based on greater of 1st semester award or prior semester GPA.

Transfer Student (24 transferable credit hours)

• 1st Semester: Available to transfer students; based on transfer college cumulative GPA.

• 2nd Semester: Available to transfer students; based on greater of 1st semester award or prior semester GPA.

Returning / Current Student

Available to current or returning students; earned each semester based on the prior semester GPA.

Church Matching Scholarship

ABC will match up to $2,500 per academic year what a church invests to train an ABC student, providing a combined total up to $5,000 per year.

The church must officially endorse the student (through the formal decision of the church leadership or membership) affirming that the student is a worthy investment for ministry training because he or she demonstrates an obedience to God’s Word and a love of serving the Church.

The church must not:

• Use the program to replace any promised wages and must not promise such a scholarship in place of wages;
• Pass money from the student’s parents or relatives, who would normally assist with the student’s tuition, to the student through this program.

Churches must complete the Online Church Matching Form or download the printed version.

Ministry Matching Scholarship

ABC will match up to $2,500 per academic year what a Ministry, such as a Christian Camp, Mission Agency, or Church Fellowship, invests in an ABC student.

This scholarship is designed for ministries to encourage the next generation of servants in Christian leadership. Ministry agencies who want to help ignite sparks of potential that they see in their ABC students can offer a scholarship to them that ABC will match.

Ministries should look for candidates who are a worthy investment because they demonstrate a love and obedience to God and His Word, the Bible. Candidates should also demonstrate an aptitude for ministry and show potential to serve in ministry after training at ABC.

The Ministry must not use this program to replace any promised wages and must not promise such a scholarship in place of wages. Scholarship funds are therefore in addition to any standard commitments made regarding employment or volunteering at the ministry.

The Ministry will officially endorse the student by a letter of explanation detailing the student’s character, calling, and service at the ministry or by completing the Online Church Matching Form or download the printed version.

Award selection based on exceptional Christian character, demonstrated Christian service, a passionate commitment to God’s calling in their life, and financial need.

• Application Deadline: August 1st each year
• Faithful Servant Scholarship Application required

1st Generation Ministry Scholarship – up to $13,000

Available to B.A. students who are the first generation (since parent/grandparent) to go into ministry.

Homeschool Scholarship – up to $13,000

Available to B.A. students who are continuing their education after graduating from home education.

• Not available to Transfer Students.

Christian Worker’s Children Scholarship – up to $15,000

Available to dependent students whose family’s “head of household” is in full-time vocational ministry.

Academic Excellence Scholarship – up to $13,000

Available to B.A. students who have an outstanding ACT, SAT, or CLT Composite Score on a single test.

• ACT of 21 or higher; new (2016) SAT of 1080 or higher; or CLT of 70 or higher.
• Not available to Transfer Students

Transfer Student Scholarship – up to $13,000

Available to B.A. students who transfer to ABC.

Bible Institute Transfer Scholarship – up to $13,000

Available to B.A. students coming directly to ABC from an approved Bible Institute at the level transferring in.

Ministry Major Scholarships – up to $15,000

Available to B.A. students, based upon enrolled program. Awarded by ABC’s Student Finance Committee with the recommendation of the Ministry Major Chair. No application needed.

Military Service Scholarship – up to $13,000

Available to B.A. students:

• Whose parents or themselves have either served or are currently serving in the U.S. Military.
• Who have either served or are currently serving in the ROTC or Civil Air Patrol.

Married Student Scholarship – up to $15,000

Available to B.A. students who are married, excluding students only taking online courses.

Faith & Learning Scholarship – up to $13,000

Available to B.A. students, as determined by the Financial Aid Director on a case-by-case basis.

Baptist Fellowship Association (BFA) Scholarship – up to $20,000

Dr. Aaron E. Lavender Ministry Scholarship:

• Available to a residential student pursuing a Bachelor of Arts degree
• Recommendation must be made by a male ministry leader in a church associated with Baptist Fellowship Association (BFA) and described as evidencing salvation, passionate for ministry, and actively involved in ministry through their local church.
• Awarded as $5,000 per school year, divided between semesters.

International Student Scholarship – up to $22,000

• Available to students who are non-U.S. citizens.
• Awarded as $5,500 per school year, divided between semesters.

Biblical Foundation Scholarship – up to $3,000

Available to students enrolled in the Bible Certificate or Associate of Arts Degree:

Christian Worker’s Children Scholarship – up to $6,500

Available to dependent students enrolled in the Bible Certificate or Associate of Arts Degree whose family’s “head of household” is in full-time vocational ministry:

International Student Scholarship – up to $11,000

• Available to students who are non-U.S. citizens.
• Awarded as $5,500 per school year, divided between semesters.

Available to ABC students who are only taking distance education classes online full-time (12 credit hours):

High School Scholarship – $100 per credit hour

Up to 12 credit hours per year may be taken during a student’s high school junior and senior year for only $100 per credit hour for tuition.

Spouse Scholarship – 1 free class per semester

Available to the spouse of a full-time ABC undergraduate student: one undergraduate class up to 3 credit hours per semester.

• Please fill out this form to apply for this scholarship.
• Select classes may require additional fees.

Senior Citizen Scholarship – $275 off per credit hour, up to $1,650 per semester

Available to students 55 years old or older taking classes on campus.

Part-Time Scholarship

Available to students enrolled part-time:

• Taking classes on campus – $175 off per credit hour, up to $1,050 per semester
• Only taking distance education classes online – $100 off per credit hour, up to $600 per semester

• Generally awarded to undergraduate students who are financially needy and who have not earned a bachelor’s or graduate degree.
• Once the student’s completed FAFSA has been received by ABC for the applicable school year, the student may pursue an adjustment to their Pell Grant award based on special or unusual circumstances. Contact the Financial Aid Office for more information.
• More info at: Federal Student Aid

• Awarded to undergraduate students with exceptional financial need who have not earned a bachelor’s or graduate degree
• Federal Pell Grant recipients receive priority
• ABC Financial Aid Application and FASFA must be completed by ABC’s priority deadline of June 15
• More info at: Federal Student Aid

• • Federal Work Study jobs help students earn money to pay for college.
  • Based on Federal eligibility, financial need, and fund availability.
  • More info at: Federal Student Aid

• A Pell-eligible student whose parent or guardian died in the line of duty while performing as a public safety officer is eligible to receive a maximum Pell Grant for the award year for which the determination of eligibility is made. In addition, the student’s eligibility for Direct Loans and for Campus-Based program aid must be based on an Expected Family Contribution (EFC) of zero.
  A public safety officer is:
  • As defined in section 1204 of title I of the Omnibus Crime Control and Safe Streets Act of 1968 (42 U.S.C. 3796b); or
  • A fire police officer, defined as an individual who is serving in accordance with State or local law as an officially recognized or designated member of a legally organized public safety agency and provides scene security or directs traffic in response to any fire drill, fire call, or other fire, rescue, or police emergency, or at a planned special event.
• To qualify for this scholarship, a student must be Pell-eligible and have a Pell-eligible EFC, and be less than 24 years of age or enrolled at an institution of higher education at the time of his or her parent’s or guardian’s death. In subsequent years, the student continues to be eligible for the scholarship as long as the student has a Pell-eligible EFC and continues to be an eligible student.
• Acceptable documentation must be provided to the Financial Aid Office.

Requirements:

• Citizen of the United States
• West Virginia resident for at least 12 months prior to date of application
• High school graduate or a General Education Development (GED) diploma
• Demonstrate an established level of financial need
• Demonstrate academic promise
• Enroll as a full-time undergraduate student
• Have not previously earned a bachelor’s degree
• More info at: College Foundation of West Virginia
• DEADLINE: Must Complete FAFSA before April 15

The West Virginia Higher Education Adult Part-Time Student (HEAPS) Grant has the following requirements:

• Current year FAFSA
• Demonstrates financial need for funds where need is defined as the Cost of Attendance less the Expected Family Contribution (EFC)
• West Virginia resident for at least 12 months prior to date of application
• U.S. citizen or permanent resident thereof
• Enrolled or accepted for enrollment as a part-time undergraduate student in West Virginia

Application for the WV HEAPS Grant is done through the FAFSA. Awards are contingent upon annual funding of the program by the West Virginia State Legislature. More info at: College Foundation of West Virginia

• The PROMISE Scholarship is a merit-based financial aid program for West Virginia residents.
• More info at: College Foundation of West Virginia
• DEADLINE: Must Complete PROMISE Application AND FAFSA by March 1.

• Grant amounts vary by student and by year, depending on available funding. The amount you receive will depend on your financial need, total cost of attendance at your college of choice, and the timing (applications are considered on a first-come, first-served basis as long as funding is available.)
• More info at: VSAC
• First, fill out the FAFSA, then complete a Vermont Grant application.

Recipient must:

• Be an International Student (non-U.S. citizen) coming from a country in Eastern Europe, or secondarily have been a student at Word of Life Bible Institute in Hungary.
• Be recommended from a ministry leader in their country; in the case of a WOLBI Hungary student, recommended by a designated leader of WOLBI Hungary as someone who exemplifies godly character and a desire to exalt the gospel of Jesus Christ.
• Be accepted and enrolled in a program making satisfactory academic progress.
• Have intention to return to their home country or another country for ministry outside of the U.S. for ministry after completing their education.
• Have significant financial need.

Undergraduate students must be enrolled full-time and Graduate students must be actively pursuing their degree.

Federal Direct Subsidized Loan:

• Required repayment and interest accrual begins six (6) months after you cease to be a student or fall below half-time (6.0 credit hours). The interest rate is fixed. Depending on your need (determined by the Dept. of Education through the FAFSA), you may borrow up to:
  • $3,500, if you are a first-year undergraduate
  • $4,500, if you have successfully completed the first year of undergraduate work (2nd year)
  • $5,500, if you have successfully completed the first and second year of undergraduate work (3rd, 4th, and if applicable, 5th year). The maximum Subsidized Loan debt you can have outstanding as a dependent or independent undergraduate is $23,000.

Federal Direct Unsubsidized Loan:

• Required repayment begins six (6) months after you cease to be a student or fall below half-time (6.0 credit hours); however, the interest is either paid by the student during the period of study or added to the loan principal to be paid by the student during the repayment period. The interest rate is fixed. Combined with the subsidized Federal Direct Subsidized Loan described above and depending on your need, you may borrow combined subsidized and unsubsidized funds as a dependent, up to:
  • $5,500, if you are a first year undergraduate
  • $6,500, if you have successfully completed the first year of undergraduate work (2nd year)
  • $7,500, if you have successfully completed the first and second year of undergraduate work (3rd, 4th, and if applicable, 5th year).
• Different limits apply to dependent and independent students.

Federal Direct PLUS Loan:

• This loan for parents of a dependent student begins repayment once the loan is fully disbursed to the student’s account. However, parents may request a deferment while their student is enrolled at least half- time and for an additional six months after their student graduates, leaves school, or drops below half-time enrollment. The parent may borrow an amount up to the cost of attendance less any financial aid the student receives.

Request a Federal Loan

• There are many places that students can get private loans to help fund their education.
• It is up to the students and/or parents to determine if this is an option you wish to pursue.

View Private Loan Comparison